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In this episode, we talked about long term care insurance with Fred Thorban. Fred started his career in the insurance industry in 1990 and has been working with MVP Financial Services since 2007. We started the conversation by asking: what is long term care insurance? Fred gave a brief history lesson and told us that when it all started back in the '70s, because it was so new, insurance companies didn't know how to price it correctly. They used life insurance for refer...