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In the last episode, we talked about 0-3% down payments. In this episode, we are going to talk about everything else about a mortgage: interest rates, closing costs, points to pre-pay interest, cash offers, and waiving contingencies. Dan and Tim talked about fixed interest rate vs ARM (Adjusted Rate Mortgage) vs interest-only mortgages, and under what circumstances each of them makes sense. The cash offer is something we see more and more often in this crazy market. Other th...