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This is the third installment in our “Buyer Beware” series, and we are going to talk about 529 plans. A 529 plan is a tax-advantaged investment vehicle in the United States designed to encourage saving for the future higher-education expenses of a designated beneficiary. Once you make the contributions to the account, like a Roth IRA, all the growth is tax-free if its funds are used for the beneficiary’s education. And it’s highly flexible when it comes to what is considered “education”: tuit...