Why Brokerage Accounts Might Be the Most Underrated Tool in Your Financial Plan

You’ve probably heard that maxing out your 401(k) and IRA is the smartest move you can make. But for many investors, that strategy alone may lead to a surprising challenge: becoming "qualified rich, cash poor." In other words, having plenty saved, but locked away in accounts you can’t easily access without tax consequences or penalties. That’s where the often-overlooked brokerage account comes in. Also called a taxable, individual, or joint account, the brokerage account offers unmatched flex...