How Much Should I Have In Bonds/Cash/etc. In Retirement?

We explore how much safe money you should maintain throughout retirement for financial security and peace of mind without sacrificing long-term growth potential. Instead of using cookie-cutter rules, we break down a personalized approach to balancing safety and growth in your retirement portfolio. • Start with your annual spending needs to calculate your safe money base • A good starting point is having 5 years of living expenses in safe assets • Your safe money requirements should decrease ...