Best and worst of human nature in Los Angeles, insurance crisis, climate change, Liberal leadership rules, and more

The people of Los Angeles are pulling together as the fires burn on the outskirts of the city — volunteers, donation centres, and families helping families. But the city is also seeing some of the worst of human nature — scam texts, looting, and selfishness. Police have imposed curfews and sent in the National Guard to stop looting, and the FBI is investigating after a water bomber provided by Quebec was struck by a civilian drone.

And: The disaster in L.A. is highlighting another problem: insurance. Many people in the area lost their insurance coverage because it got too expensive, or companies refused to renew it. It’s a concern elsewhere too — including Canada — as climate change makes some residential areas too risky to insure.

Also: The Liberals have set some of the rules for their leadership campaign. A few people have declared their intentions to run, but another cabinet minister says she’s out: Foreign Affairs Minister Mélanie Joly. There are still no details about whether there will be a convention, or how the voting will happen, but one thing we do know… the new leader and next prime minister will be chosen by March 9th.

Plus: Trump given an unconditional discharge, inauguration in Venezuela, banks bail on net zero pledge, and more.